Citizens State Bank, your Hometown Indiana Bank.

Terms of Use

Terms of Use: Your use of the Citizens State Bank web site constitutes your agreement without modification to all of the following terms, conditions and notices. By accessing the web site you agree to be bound by the terms and conditions as hereafter set forth and as amended by Citizens State Bank from time to time.

Copyright and Trademark Information: The contents of this site are the property of Citizens State Bank unless otherwise indicated, and protected by copyright and trademark laws. All logos, service marks, trade names and trademarks contained within this web site are the sole property of Citizens State Bank. It is prohibited for anyone to use such trademarks or any content contained with in this web site for any purpose whatsoever without the prior written consent of Citizens State Bank. The web site may contain logos and trademarks of third parties, in which case it is also prohibited to use these marks without the third party’s consent. Copyright law protects the content of this web site. Any unauthorized use of information on this web site may be punishable by law.

Products and Services: Not all financial products and services described on this web site are available in all geographic areas. In addition, you may not be eligible of qualify for all the products and services described herein. Citizens State Bank reserves the right to determine your eligibility for any product or service. All products and services are subject to change without notice.

Unlawful and Prohibited Use of the Web Site: Citizens State Bank will only utilize information provided by users for lawful business purposes. As a condition of your use of this web site, you warrant to Citizens State Bank that you will not use this web site or any information contained on the web site for any purpose that is unlawful or prohibited by these Terms of Use.

Links to Other Internet Sites: This web site may contain links to other web sites operated by third parties. Citizens State Bank provides links to other sites as a service to users. The linked sites are not under the control of Citizens State Bank and Citizens State Bank is not responsible for the content available on the third-party sites. Citizens State Bank does not endorse or approve of material and content on any other site. Because we may not always know when information on a linked site changes, Citizens State Bank is not responsible for the content or accuracy of any third party website. Citizens State Bank shall not be responsible for any loss or damage of any sort resulting from the use of a link on its websites nor will it be liable for any failure of products or services advertised or provided on these linked sites.

Citizens State Bank offers links to you on an "as is" basis. When you visit a third party website by using a link on a Citizens State Bank site, you will no longer be protected by Citizens State Bank’s privacy policy or security practices. The data collection, use and protection practices of the linked site may differ from the practices of Citizens State Bank. You should familiarize yourself with the privacy policy and security practices of the linked website. Those are the policies and practices that will apply to your use of the linked website, not Citizens State Bank's policies and practices. Citizens State Bank is not responsible for, and expressly disclaims all liability for, damages of any kind arising out of the use of such linked sites, or reference to or reliance on information contained therein.

Tools and Calculators: This web site may contain tools and calculators. Citizens State Bank provides tools and calculators as a service to users, for educational purposes only. Citizens State Bank does not guarantee the accuracy of the calculators or the results. Citizens State Bank is not responsible for, and expressly disclaims all liability for, damages of any kind arising out of the use of such tools and calculators.

No Warranties: Use of this web site and its contents are at the user's sole risk and are provided “as is”, “as available”. Any products, services or information from the web site are to be used at you own risk, with no obligations, warrantees, or liabilities of any type by Citizens State Bank. Citizens State Bank will not be responsible for any loss, damage to equipment, or incompatibility between the web site and any Web browser, operating system, or device utilized by users. Citizens State Bank does not warrant the accuracy, adequacy or completeness of this information and materials and expressly disclaims liability for errors or omissions in this information and materials. Citizens State Bank assumes no responsibility for consequences from the use of the information herein, or in any respect for the content of such information, including, but not limited to, delays, the accuracy or reasonableness of information, the defamatory nature of statements, ownership of copyright or other intellectual property rights, and the violation of property, privacy or personal rights of others. Citizens State Bank is not responsible for, and expressly disclaims all liability for, damages of any kind arising out of use, reference or reliance on such information.

INFORMATION ON THIS SITE IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

IN NO EVENT WILL CITIZENS STATE BANK OR ITS SUBSIDIARIES, AFFILIATES, CONTRACTORS, OR THEIR RESPECTIVE EMPLOYEES BE LIABLE UNDER ANY CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHER CLAIM FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES) RESULTING FROM THE USE OF OR THE INABILITY TO USE THE WEB SITE, SITE CONTENT OR ANY PRODUCTS OR SERVICES, OR ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, EFFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, LINE SYSTEM FAILURE, LOSS OF DATA, OR LOSS OF USE RELATED TO THIS WEB SITE OR ANY WEB SITE OPERATED BY ANY THIRD PARTY. 

Indemnification: The user agrees to indemnify and hold Citizens State Bank harmless from and against any and all claims, losses, liability, cost, and expenses, including, but not limited to attorney’s fees, arising the user’s violation of these Terms of Use or any third party’s rights, including, but not limited to, copyrights, proprietary and privacy rights. This indemnification and hold harmless obligation will survive the termination of these Terms of Use.

Modifications: Citizens State Bank reserves the right to change the Terms of Use and modify the contents of the web site without notice. 

General: If any part of this agreement is determined to be unenforceable by a court of competent jurisdiction, the unenforceable portion will be modified by the court solely to the extent necessary to cause such portion to be enforceable, and the remainder of the agreement shall continue in full force and effect.

This agreement constitutes the entire agreement between you and Citizens State Bank with respect to the use of this web site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between you and Citizens State Bank with respect to this web site. A printed version of this agreement shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.