Citizens State Bank, your Hometown Indiana Bank.

Savings Options

Citizens State Bank offers savings accounts custom-made for your goals.  Whether your priority is easy access, higher earnings, or tax-deferred savings for the long term, Citizens State Bank, as your Indiana hometown bank can guide you to the best savings account for what’s important to you.  Every Citizens State Bank savings account comes with a FREE ATM card, FREE online banking, FREE mobile banking, FREE telebanking, and more!

ATM Card – Your Citizens State Bank ATM card is free with your savings account*, and provides easy access to your funds from thousands of Shazam®, Cirrus®, and Pulse® ATMs nationwide.  There is no charge for transactions when your card is used at any ATM operated by Citizens State Bank of New Castle.

To apply for your Citizens State Bank ATM card, click here.

Certificates of Deposit (CDs) Citizens State Bank CDs earn you guaranteed returns over a specific period of time, no matter what is happening in the financial markets and insured by the FDIC.  As an Indiana bank we pay competitive interest rates, choose the term that is best for you from 90 days to 60 months.  Open your Citizens State Bank CD Savings account call us at 888-529-5450.

Christmas Club Holiday gift-giving should be a pleasure, so make it easy by saving regularly in a simple Christmas Club savings account.  Funds are available in October so you can get a head start on your holiday shopping.  Open your Citizens State Bank Christmas Club Savings account call us at 888-529-5450.

Health Savings Accounts (HSA) Citizens State Bank HSAs are designed to help you save for qualified medical expenses on a tax-advantaged basis.  If you are enrolled in a High Deductible Health Plan (HDHP), a Health Savings Account from Citizens State Bank helps you pay as you go with check writing and Visa® debit card convenience, while saving with a competitive interest rate and tax advantages (consult your tax advisor).  Open your Citizens State Bank Health Savings Account click here to apply or call  888-529-5450 

Individual Retirement Accounts (IRAs) Prepare for your future by saving now.  Based on your individual goals and situation, Citizens State Bank professionals will guide you to the Traditional IRA, Roth IRA or Simplified Employee Pension (SEP) plan that makes the most sense for you. Our friendly and  personal Indiana banking staff will help you open your Citizens State Bank IRA call us at 888-529-5450.

Money Market Savings Want an attractive rate of return without giving up easy access to your money?  Citizens State Bank money market accounts are the way to go. Using your savings is easy with check writing or Visa debit card convenience.  Open your Citizens State Bank Money Market account call us at 888-529-5450.

Statement Savings Put money back for yourself with a simple savings account complete with a FREE monthly Image Advantage statement summarizing all your account activity.  Open your Citizens State Bank Statement Savings account call us at 888-529-5450.