Citizens State Bank, your Hometown Indiana Bank.

Checking Options

Debit Card

A free Visa debit card comes with every Citizens State Bank checking account.  It works just like a check, only faster and with the worldwide convenience of Visa.  Simply present your card and sign your name (or enter your Personal Identification Number).

To apply for your Citizens State Bank debit card, click here.

Direct Deposit

Who doesn’t like getting paid faster?  With direct deposit, your payday is instant and your money is available right away.

To get started, print out this card and provide it to your employer!

Overdraft Options

Citizens State Bank offers three convenient ways to protect yourself from costly merchant charges on overdrafts: Balance Plus, Savings Sweep and Overdraft Privilege.

Balance Plus is a line of credit tied to your Citizens State Bank checking account, which acts as an instant cash reserve in case of non-sufficient funds on a purchase.  Apply for your Balance Plus overdraft protection here!

Savings Sweep links your Citizens State Bank checking account to a Citizens State Bank savings account, transferring the amount of an overdraft into checking to spare you non-sufficient funds (NSF) fees from the merchant.  If you already have a Savings Account with CSB, print out this form to enroll in Savings Sweep today! If you don’t have a CSB savings account yet, Apply Today!

Overdraft Privilege allows you to overdraw your account up to the disclosed limit for a fee in order to pay a transaction.  Click here for more information.