Citizens State Bank, your Hometown Indiana Bank.

Checking and Savings

Checking & Savings:  Checking Accounts

We make checking easy! Every Citizens State Bank personal checking account includes:

  • Free Visa Debit Card
  • Free Online Banking with Billpay
  • Free Mobile Banking with Billpay and Mobile Check Deposit
  • Free e-Statements with online check images
  • Free Thank You Gift
  • Buy back of your unused checks and debit cards from another financial institution

There are three easy steps to finding the right account for your needs.
First - Will you always keep more than $1,500 in your checking account? If so, our Premier Interest Checking is for you. This is an account for those interested in earning in higher interest, and offers free Personalized Checks, higher Interest Rate with a balance of $1,500 or more, competitive interest is balance falls below $1,500, and only a $6 monthly charge if your minimum balance falls below $1,500.

Second - Will there be anyone 50 years or over signing on the account? If yes, then 50 Plus Interest Checking is perfect for you. It includes free first box of personalized checks, competitive interest, no minimum balance and no monthly service charge.

Third - Do you plan to have direct deposit or an automatic payment with this account? If yes, then Direct Interest Checking is the account that best suits your needs. It allows you to earn interest with the convenience of direct deposit or any automatic payment. It pays competitive interest, and has no minimum balance requirements or monthly service charge.

If none of those accounts sound right, our Simply Free Checking is a free account for everyone. There is no minimum balance requirement and no monthly service charge.

Stop by today, and your Personal Banker can help you find the right checking account for you!

Click here to download your account opening kit for your Citizens State Bank checking account right now!