Citizens State Bank, your Hometown Indiana Bank.

Home Equity


Home Equity

Home equity is a powerful financial tool, and Citizens State Bank offers two different ways to make it work for you.

The Citizens State Bank home equity loan has a low fixed rate, a simple fixed term, low closing costs and no prepayment penalty.

The Citizens State Bank home equity line of credit (HELOC) is a revolving line of credit up to 90% of value, low closing costs and low monthly payments.

Perfect for debt consolidation, home improvements or other expenses, home equity loans from Citizens State Bank come with the friendly personal attention you would expect from the hometown Indiana bank.  Decisions are fast and made locally because we are at home here – just like you!

Talk to a Citizens State Banker today at 888-529-5450, apply online or email our residential loan specialist by clicking here and selecting loan products in area of interest.

*Subject to normal credit standards of Citizens State Bank.  Some restrictions may apply.