Citizens State Bank, your Hometown Indiana Bank.

Home Equity


Home Equity

Home equity is a powerful financial tool, and Citizens State Bank can help you responsibly put that tool to use.

Our home equity loan has a low fixed-rate, a simple fixed term, low closing costs and no prepayment penalty. Our home equity line of credit (HELOC) is a revolving line of credit up to 90% of your home’s value, with low closing costs and reasonable monthly payments.

Either is perfect for debt consolidation, home improvements, and other expenses. As with all our loans, our lenders will work with you to determine the best option for you, process your application quickly all decisions are made locally.

To learn more, contact a Citizens State Banker at 888-529-5450, stop by any of our local banking centers, or contact us.