Citizens State Bank, your Hometown Indiana Bank.

Online Banking & BillPay

Online Banking

When you want information, Citizens State Bank online banking provides it fast.  View your account balances and transaction history anytime you want.  Easily move funds between accounts, make employee payroll deposits, or schedule transactions for future dates.  To keep you fully informed, you can request reports, receive account alerts of your own choosing, and export transaction data into popular software solutions.  Online Citizens State banking allows you to organize all your business needs.

Designate who else can access your business accounts and to what level.  If you choose, you can even rename these accounts to make them easier for you to recognize and less recognizable to a stranger.

For a demonstration of online business banking, click here!

Online BillPay

When it comes to paying bills, don’t let it take up your profitable time.  Easily pay anyone, anytime, with just a few clicks from our online billpay system. Online business billpay from Citizens State Bank is secure; every transaction is tracked and guaranteed.

Customize your online billpay to work the way you like it:

  • Set up recurring payments made automatically at the frequency you choose
  • Tailor email updates however you like for instant updates
  • View up to 18 months of transaction history

To begin using online billpay, simply sign in to your online banking portal and click Bill Payment in the header.  To set up payments for the first time, have your bills handy and click Add New Payee.  As you enter each one, you can designate a fixed payment, an automatic payment on specific dates, payment alerts, and much more.  Online business banking allows you to set it up exactly how you like it!

Mobile Banking & BillPay

You want your mobile device to do almost everything your computer can do.  Mobile business banking from Citizens State Bank turns your smartphone, tablet or other mobile device into a robust business banking machine!

It is a secure, immediate and visual way to:

  • Check account balances
  • Review account activity
  • Transfer funds between accounts
  • Search for specific items
  • Find Citizens State Bank locations and ATMs
  • And even pay bills with Mobile BillPay!

You can handle transactions and inquiries by text messaging (SMS), mobile website (, or downloadable mobile apps for iPhone and Android!

To sign up for mobile banking, sign in to your online banking portal and click Mobile Banking along the left side of your screen.  After you provide your phone and carrier information, you will receive a verification text message.  Simply reply and your registration is complete!


Access your accounts from anywhere by phone with telebanking from Citizens State Bank.  It is fast, easy and secure.  You can:

  • Check account balances
  • Review account activity
  • Transfer funds
  • Get interest and loan information
  • Use the loan payment calculator

To sign up for telebanking, call 877-521-0215.  Have your social security number ready, along with one of your Citizens State Bank account numbers.  You will be prompted to set up a four-digit Personal Identification Number (PIN) for security.  Simple, step-by-step audio prompts will guide you the rest of the way!

Automatic Payments

For recurrent bills, it is nice to know they will be paid automatically without requiring any time or attention from you.  Set up automatic payments within online billpay or with your Citizens State Bank Business Banker.