Citizens State Bank, your Hometown Indiana Bank.

Business Checking

Debit Card

A free Visa debit card comes with every Citizens State Bank business checking account.  It works just like a check, only faster and with the worldwide convenience of Visa.  Simply present your card and sign your name (or enter your Personal Identification Number).

To apply for your Citizens State Bank business debit card, click here.

Business Visa®

For convenience of use, detailed tracking of transactions, and worldwide acceptance, a Business Visa credit card from Citizens State Bank is an excellent way to manage purchases.  Provide Business Visa cards to multiple employees as you see fit.

To apply for your Citizens State Bank Business Visa, click here.

Overdraft Options

Citizens State Bank offers two convenient ways to protect yourself from costly merchant charges on overdrafts:  Balance Plus and Savings Sweep.

Balance Plus is a line of credit tied to your Citizens State Bank checking account, which acts as an instant cash reserve in case of non-sufficient funds on a purchase.  Apply for your Balance Plus overdraft protection here!

Savings Sweep links your Citizens State Bank checking account to a Citizens State Bank savings account, transferring the amount of an overdraft into checking to spare you non-sufficient funds (NSF) fees from the merchant. If you already have a CSB savings account, use this form to enroll in Savings Sweep today! If you don’t have a CSB business savings account yet, open one by calling your friendly hometown banker at 888-529-5450