Citizens State Bank, your Hometown Indiana Bank.

Checking and Savings

Because every organization is unique, Citizens State Bank has checking account options that are sure to suit the needs of your organization. 

Every new business account includes:

  • ​Free Business Visa Debit Card
  • Free Online Banking with Billpay
  • Free Mobile Banking with Billpay and Mobile Check Deposit
  • Free e-Statements with online check images
  • Free Thank You Gift
  • We'll Buy Back your unused checks and debit cards from another financial institution

You can find the right account for you with two easy questions.  First, will your business have more than 1,000 items each month? If so, Commercial Checking was designed for the business with more complex banking needs. It has an earnings credit allowance on deposit balances may offset activity fees, only a $15 monthly service charge, transaction items are just $.15 each, coin and currency deposits are just $.50 per $1,000.

Is your business a sole proprietorship or a non-profit? If so, Business Interest Checking, which was designed for sole proprietorships and non-profits, is for you. It includes 1,000 free monthly transaction items, competitive interest, only a $1,500 minimum balance to avoid a low monthly fee of $6, and up to $10,000 currency deposited per month for free.

If neither of those options is correct, then Simply Free Business Checking is likely the account for you. It includes 1,000 free monthly transaction items, no minimum balance, no monthly service charges, and up to $10,000 currency deposited per month free.

Talk to a local hometown banker to open your Citizens State Bank business checking account by calling 888-529-5450 or submit a request here by selecting Deposit Products in Area of Interest field.