Citizens State Bank, your Hometown Indiana Bank.

About Citizens State Bank

Citizens State Bank

Citizens State Bank is “Where Hometown Banking Takes Flight.”  Citizens State Bank is a fourth generation family owned bank where there are loan officers in every branch, helpful human beings answer the phones, the community is valued, and decisions are made close to you.

Citizens State Bank is Here to Stay – just like you!

Citizens State Bank is committed to ensuring that its website is accessible to people with disabilities. All the pages on our website will meet W3C WAI's Web Content Accessibility Guidelines 2.0, Level AA conformance. Any issues should be reported to

Hometown Banking is…

...a helpful human being answering the phone and getting you straight to the answers or solutions you need

...a loan officer in every branch – including our virtual branch – so you don’t have to wait for appointments to get help or pass your messages and concerns through mere order-takers.

...decision-making authority in every bank location, not just headquarters in some faraway city.  It’s a faster and friendlier way to bank, just like you would expect from a neighbor.

...more than handling transactions, it is finding ways to help you win financially.

...high-technology tools paired with a high-touch approach.  Technology serves a purpose, but our people serve you.